Pre-Filing Credit Counseling

Under federal law, you are required to obtain credit counseling from a qualified non-profit agency before filing for bankruptcy.

The Executive Office for the United States Trustee ("EOUST") regulates and approves agencies authorized to provide such counselling. EOUST approval does not endorse or guarantee the quality of any Agency's services.

For a list of EOUST approved bankruptcy counseling agencies, visit:


After more than five years of service to consumers preparing to file for bankruptcy, we must say farewell and cease operations. As of May 5, 2014, we are no longer authorized to provide counseling services or issue certificates of completion.

If you previously completed your counseling and obtained a certificate of completion through this website, you can log in to download a copy of your previously issued certificate.

Help with your Filing

To learn more about Bankruptcy options, go to the Bankruptcy Options page.

Learn more about Filing for Bankruptcy.

If you need an attorney, click to Find a Bankruptcy Attorney.