The inspiration for this site was an article that appeared on the front page of the October 23, 2005, edition of the New York Times entitled When Health Insurance Is Not a Safeguard. In this article, reporter John Leland outlines how the family of seven-year-old Zachery Dorsett was able to use personal bankruptcy to avoid some of the horrible effects of being underinsured for their son's chronic and financially ruinous immune system disorder.
Recognizing that the "Bankruptcy Abuse Prevention and Consumer Protection Act of 2005" (the "2005 Act") was going to make access to bankruptcy protection more difficult for persons like the Dorsett family (and after making a donation to the Dorsett family of personal funds) partners at Trepel McGrane Greenfield LLP organized a working committee including retired Northern District of California Bankruptcy Judge James Grube, former California Insurance Commissioner and Retired California Appellate Justice Harry Low, and Professor William Hutton of Hastings Law School along with members of the corporate bankruptcy bar in the Northern District of California to implement the program first laid out in what was then called the "Zachery Dorsett Project."
The essential ingredient of ConsumerBankruptcyCounseling.info is this website, which provides fast, free and readily understandable bankruptcy counseling, and offers low cost issuance of the necessary certificate allowing access to bankruptcy under the 2005 Act.
The website operated as a project of Tides Center, and is supported by nominal fees charged for issuing certificates upon completion of credit counseling. The site ceased operation as of May 5, 2014, and isno longer authorized to provide counseling services or issue certificates of completion.
Find a Bankruptcy Attorney
Find well-qualified bankruptcy attorneys through the National Association of Consumer Bankruptcy Attorneys or the Bankruptcy Attorneys Reviews and Ratings database.
For an overview of the bankruptcy process, see How to File for Bankruptcy.
For additional information and help, visit our Resources page.