Millions of Americans each year have financial problems. This website will help you understand your options for managing your money and your bills, and if necessary, filing for bankruptcy.

Welcome

Under federal law, you are required to obtain credit counseling from a qualified non-profit agency before filing for bankruptcy.  This website will allow you to complete the counseling requirement online, and receive your certificate of counseling at no charge.

This website is provided as a public service by ConsumerBankruptcyCounseling.info.  Using this service does not place you under any obligation.

This program has now received authorization from the Executive Office for United States Trustee, United States Department of Justice, to service all federal Districts except for the District of Alabama and the District of North Carolina. Approval to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or guarantee the quality of an Agency's services.

Do not use this website if you live in the State of Alabama or the State of North Carolina, as you cannot receive a valid certification from this website at this time if you reside in any of these states. If you live anywhere else subject to federal bankruptcy jurisdiction, you can now receive a valid certification from this website.

Start your free, pre-filing counseling session.


Free Pre-Filing Bankruptcy Counseling and Certificate
Free online bankruptcy counseling for Northern California

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